| State | Hard Rock Bet (sportsbook, 21+) | Novig (prediction exchange) | Underdog (fantasy and predictions) |
|---|---|---|---|
| Alabama | No | Yes 21+ | Yes 19+; products vary |
| Alaska | No | Yes 21+ | Yes 18+; products vary |
| Arizona | Yes | No | Yes 21+; products vary |
| Arkansas | No | Yes 21+ | Yes 18+; products vary |
| California | No | Yes 21+ | Yes 18+; products vary |
| Colorado | Yes | Yes 21+ | Yes 18+; products vary |
| Connecticut | No | Yes 21+ | Yes 18+; products vary |
| Delaware | No | Yes 21+ | Yes 18+; products vary |
| District of Columbia | No | Yes 21+ | Yes 18+; products vary |
| Florida | Yes No welcome offer | Yes 21+ | Yes 18+; products vary |
| Georgia | No | Yes 21+ | Yes 18+; products vary |
| Hawaii | No | Yes 21+ | Yes 18+; products vary |
| Idaho | No | Yes 21+ | Yes 18+; products vary |
| Illinois | Yes | Yes 21+ | Yes 18+; products vary |
| Indiana | Yes | Yes 21+ | Yes 18+; products vary |
| Iowa | No | Yes 21+ | Yes 18+; products vary |
| Kansas | No | Yes 21+ | Yes 18+; products vary |
| Kentucky | No | Yes 21+ | Yes 18+; products vary |
| Louisiana | No | Yes 21+ | Yes 18+; products vary |
| Maine | No | Yes 21+ | Yes 18+; products vary |
| Maryland | No | Yes 21+ | Yes 18+; products vary |
| Massachusetts | No | Yes 21+ | Yes 18+; products vary |
| Michigan | Yes Casino too | No | Yes 18+; products vary |
| Minnesota | No | Yes 21+ | Yes 18+; products vary |
| Mississippi | No | Yes 21+ | Yes 18+; products vary |
| Missouri | No | Yes 21+ | Yes 18+; products vary |
| Montana | No | Yes 21+ | Yes 18+; products vary |
| Nebraska | No | Yes 21+ | Yes 19+; products vary |
| Nevada | No | No | Yes 18+; products vary |
| New Hampshire | No | Yes 21+ | Yes 18+; products vary |
| New Jersey | Yes Casino too | Yes 21+ | Yes 18+; products vary |
| New Mexico | No | Yes 21+ | Yes 18+; products vary |
| New York | No | Yes 21+ | Yes 18+; products vary |
| North Carolina | No | Yes 21+ | Yes 18+; products vary |
| North Dakota | No | Yes 21+ | Yes 18+; products vary |
| Ohio | Yes | Yes 21+ | Yes 18+; products vary |
| Oklahoma | No | Yes 21+ | Yes 18+; products vary |
| Oregon | No | Yes 21+ | Yes 18+; products vary |
| Pennsylvania | No | Yes 21+ | Yes 18+; products vary |
| Rhode Island | No | Yes 21+ | Yes 18+; products vary |
| South Carolina | No | Yes 21+ | Yes 18+; products vary |
| South Dakota | No | Yes 21+ | Yes 18+; products vary |
| Tennessee | Yes | Yes 21+ | Yes 18+; products vary |
| Texas | No | Yes 21+ | Yes 18+; products vary |
| Utah | No | Yes 21+ | Yes 18+; products vary |
| Vermont | No | Yes 21+ | Yes 18+; products vary |
| Virginia | Yes | Yes 21+ | Yes 21+; products vary |
| Washington | No | Yes 21+ | Yes 18+; products vary |
| West Virginia | No | Yes 21+ | Yes 18+; products vary |
| Wisconsin | No | Yes 21+ | Yes 18+; products vary |
| Wyoming | No | Yes 21+ | Yes 18+; products vary |
Why the three differ
Hard Rock Bet is a state-licensed sportsbook, so it can only operate where a state has licensed it. Novig and Underdog's predictions run on exchanges regulated by the federal CFTC, which is why they reach far more states, though several states are challenging sports event contracts in 2026. Read the full guide to the legal differences.
Frequently asked questions
Where is Hard Rock Bet legal?
Hard Rock Bet's sportsbook is live in 10 states: AZ, CO, FL, IL, IN, MI, NJ, OH, TN, VA. Its online casino is in MI and NJ only. You must be 21+ and physically in one of those states. The current welcome offer excludes Florida.
Where is Novig available?
Novig, a CFTC-regulated sports prediction exchange, is open to users 21+ in every state except AZ, MI, NV.
Where can I play Underdog?
Underdog says it is live nationwide: fantasy Pick'em where fantasy is allowed and predictions through its CFTC-regulated exchange elsewhere. The minimum age is 18 in most states, 19 in AL and NE, and 21 in AZ and VA.
Reviews: Hard Rock Bet · Novig · Underdog · Kalshi