Quick Facts
| Product | ImagineArt |
|---|---|
| Category | Multi-model AI image, video and audio platform |
| Best for | Image-first creators who also want the video shelf in the same account |
| Main benefit | One credit pool for 50+ models - plus a referral whose image math is genuinely usable |
| Referral offer | Code ref_dgjmua6m: 200 extra credits to the friend at sign-up; 1,000 credits to the referrer when the friend subscribes to a paid plan |
| Availability | Web, iOS and Android apps and API; Terms set a 13+ floor with parental supervision under 18 |
| Main risk | Per-model credit prices are ImagineArt's to reprice, and plan credits expire monthly with no rollover |
| Finance App Radar Score | 7.0/10 |
Why We Like ImagineArt
- Image math that survives scrutiny: Most credit referrals collapse when you divide. This one does not - on images. At 15 credits for ImagineArt 1.5 and 25 for the flagship 2.0, the friend's free 200 credits are 8 to 13 finished images and the referrer's 1,000 are 40 to 66. For thumbnails, product shots and ad variants, that is a working budget, not a demo.
- One pool, the whole shelf: Nano Banana 2, GPT Image, Seedream, Veo 3.1, Kling 3.0 and Runway each sell their own subscription elsewhere. ImagineArt pools them behind a single balance and a single bill, and its house models undercut the guests - the practical way to test premium image models without five memberships.
- A free tier that tells the truth: The free plan refills 100 credits every 24 hours, so anyone can measure the real burn rate of the models they care about before paying. A platform willing to be tested daily for free is making a stronger claim than any landing page.
What to Watch Out For
- Video eats the pool.: The official video table starts at 120 credits for a minimum-settings Veo 3.1 Lite clip and 510 for Flux 3, before duration and resolution add theirs. A Basic month of 3,000 credits can disappear into a single afternoon of serious video - the referral does not change that math.
- Nothing rolls over.: Plan credits are assigned monthly and never roll over, and the terms let credits expire and forfeit unused balances on closed accounts. Subscribe for the month you will actually produce, and spend referral credits in the cycle they land.
- The friend bonus is two free days.: Transparency cuts both ways: the friend's 200 credits roughly equal two days of the free plan's daily refill. It is a fair head start and a poor reason to join by itself - the honest reason is the platform, and the honest earner is the image side.
Referral link
ImagineArt referral code or link
The invitation link carries ref_dgjmua6m as its identifier. No manual code field is verified; use the link to create your ImagineArt account with the referral attached. Start here: https://financeappradar.com/go/imagineart.
Last checked: October 31, 2026. Terms change; the company's page wins.
Current ImagineArt Offer
| Our referral link | https://financeappradar.com/go/imagineart |
|---|---|
| Offer status | Offer terms vary; check the current terms on the app's own page. |
| Requirement | Open the tracked Finance App Radar route, review the official terms, and complete any live partner requirements. |
| Payout timeline | The panel says 200 extra credits at sign-up, then 1,000 to the inviter after the eligible subscription. It does not publicly map its Pro label to each catalog plan. |
| Important limitation | Credits are platform currency, never cash, and per-model prices are set by ImagineArt. Plan credits never roll over. Users must be 13 or older under the Terms and Conditions, with parental supervision under 18. |
How does ImagineArt compare on price? See 7 smart AI models ranked by real cost per finished task.
How ImagineArt Works
- Open the referral link: it lands on ImagineArt with code ref_dgjmua6m attached and the sign-up open - there is nothing to type.
- Create the account - the terms require users to be 13 or older; no card is asked at sign-up.
- The 200 extra credits join the free plan's daily 100-credit refill in the same pool.
- Spend them where they stretch: 13 images on ImagineArt 1.5 or 8 on the flagship 2.0 per 200 credits - and test one video clip to see the other side of the table.
- If the friend subscribes to a paid plan, 1,000 credits land in the referrer's account - that is the rail the invite panel counts.
- To run your own rail, open Refer and Earn inside ImagineArt and share your link: the same 200-then-1,000 structure applies to your friends.
Is ImagineArt Safe?
Sign up only at imagine.art or through the official apps (the App Store seller is vyro.ai pvt ltd) - the genuine referral never asks for payment at registration. Paid plans carry the commercial terms; generations on Basic and Standard are public, so keep unreleased client work on Ultimate or Creator, or off the platform. Subscription fees renew automatically until cancelled in Plans & Billing.
Who Should Use ImagineArt
ImagineArt may be a good fit if you:
- Image-first creators - thumbnails, product imagery, ad variants - who will actually spend 40 flagship images per converted friend.
- Creators comparing premium image models who want Nano Banana, GPT Image and the house models behind one bill before committing elsewhere.
- Existing ImagineArt subscribers with friends ready to pay: the 1,000-credit rail is the rare referral that pays in usable output.
Who Should Skip ImagineArt
You may want to skip it if you:
- Video-first creators: at 120 to 510 base credits a clip, a rival single-model subscription will almost always outlast this pool.
- Anyone banking credits for later: nothing rolls over, so a balance saved is a balance lost.
- Cash hunters: the reward is platform credit with no withdrawal path - if the goal is money out, this catalog has better pages.
Final Verdict: Is ImagineArt Worth It?
Join for the image shelf, spend the bonus there, and let the video table talk you out of the rest. Check the credit math again before any renewal: nothing rolls over.
ImagineArt FAQ
How does the ImagineArt referral work?
It pays on two rails, both shown in the in-app Refer and Earn panel (checked October 31, 2026). First, a friend who signs up through the referral link starts with 200 extra credits, on top of the free plan - no card and no purchase. Second, when that friend subscribes to a paid plan, the referrer receives 1,000 credits. The code ref_dgjmua6m travels inside the link and opens the sign-up automatically.
What are the credits worth for images?
This is where the referral earns its keep. ImagineArt's own credit table prices ImagineArt 1.5 at 15 credits per image and the flagship ImagineArt 2.0 at 25, so the friend's 200 credits are 13 standard images or 8 flagship ones, and the referrer's 1,000 are 66 standard or 40 flagship. Premium guests cost more: Nano Banana 2 runs 49 credits at 1K and Nano Banana Pro 80, so 1,000 credits buy about 20 or 12 of those.
What are the credits worth for video?
Far less, and we say so plainly. ImagineArt's official video credit table lists base costs per clip at minimum settings - Veo 3.1 Lite at 120, Seedance 2.5 at 150, Kling O3 at 220, Luma Ray 2 at 300 and Flux 3 at 510 - and longer durations, higher resolutions and options raise the total from there. The referrer's 1,000 credits are therefore a handful of short clips, not a video budget: mediocre to poor value for video work.
What do the paid plans cost?
From the official Help Center (checked October 31, 2026): Basic is $13 a month, or $9 a month billed annually, with 3,000 credits a month; Standard is $30, or $20 annually, with 8,000; Ultimate is $50, or $34 annually, with 16,000; Creator is $250, or $175 annually, with 100,000. The free plan refills 100 credits every 24 hours. At Basic monthly pricing, 1,000 credits equal about $4.33 of plan value - the image count, not the dollar figure, is the real reward.
Do ImagineArt credits expire?
Plan credits are assigned monthly and never roll over, per the Help Center - a quiet month buys nothing next month. The terms add that credits may carry an expiration date and that unused credits are forfeited if an account is terminated. Spend referral credits inside the cycle they land in, and spend them on images first: that is where each credit goes furthest.
Can I use what I generate commercially?
On paid plans, yes - ImagineArt states that every paid plan includes commercial terms. Two practical notes from its own pages: generations on Basic and Standard are public, while Ultimate and Creator keep them private, which matters for unreleased client work; and the free plan is for testing, with no commercial terms attached.
What is the active ImagineArt referral code or referral link?
The invitation link carries ref_dgjmua6m as its identifier. No manual code field is verified; use the link to create your ImagineArt account with the referral attached. Start at https://financeappradar.com/go/imagineart. Offers, eligibility, and bonus requirements can change, so review the live terms before signing up.
Is ImagineArt legit?
ImagineArt is the creative platform of Vyro (the App Store seller is vyro.ai pvt ltd). Its US iOS app, ImagineArt: AI Video Generator, holds 4.4 stars from about 5,200 ratings, and the consumer apps have ranked among the most downloaded AI art generators on Google Play. One account covers 50+ hosted image, video and audio models plus the house ImagineArt 2.0, on web, apps and API.
Sources checked
Checked October 31, 2026.