How the Zip referral route works
- Review Zip terms and fees before checkout.
- Confirm the purchase was already planned and affordable.
- Choose an eligible payment option if approved.
- Track each installment date.
- Pay on time and avoid stacking multiple payment plans.
Current Zip offer details
| Current offer | Both you and your friend can earn an app-purchase credit after the new user completes a first Zip purchase; the amount is not published. |
|---|---|
| What you must do | The new user is approved and completes a first Zip transaction. |
| When it posts | The referral credit posts within about seven days after the friend's first transaction. |
| Key limitation | Unlike most BNPL apps, Zip charges a per-order fee shown at checkout; late fees run $5-$10 by state; credit applies to app purchases, not cash. |
Zip eligibility and availability
Buy now, pay later is a form of credit or payment financing. Approval is not guaranteed. Missed payments, fees, and overuse can create financial stress. Use only for planned purchases you can afford. Key risk to understand: Overborrowing or missing payments. Review current official terms, eligibility, fees, limits, privacy practices, and offer requirements before signing up.
Zip referral FAQ
Is the Zip offer guaranteed?
No. Offers, eligibility, and requirements can change at any time and may vary by user. Confirm the current terms on the official Zip page before you sign up.
Where do I confirm the latest Zip terms?
Use the tracked route above, then review the official terms in the app. Our full Zip review breaks down the offer, fees, and risks in detail.